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Locations: Austin, TX

Medicare and senior insurance help in Austin

Austin's senior population has grown fast, and a lot of that growth sits north in Williamson County. Georgetown is home to Sun City Texas, one of the largest 55-and-over communities in the state, and Round Rock and Cedar Park keep adding retirees every year.

That spread matters for Medicare. Travis, Williamson and Hays counties each have their own plan lists, and the local hospital picture splits between Ascension Seton, St. David's and Baylor Scott & White. Retired teachers and state workers should also check TRS-Care or ERS coverage before buying a separate plan.

  • Medicare Advantage
  • Medicare Supplement
  • Part D drug plans
  • Final expense insurance

Your local site

Austin Senior Insurance

Our Austin site covers local plans, enrollment dates and senior resources for Travis County and nearby counties.

Austin tips

What Austin seniors should check first

  • North vs. south networks

    Baylor Scott & White is strong up north, while Ascension Seton and St. David's anchor central Austin. Check which one your doctors use.
  • Retiree coverage

    TRS-Care and ERS retirees have their own Medicare plan rules. Compare before you switch.
  • Sun City and Georgetown

    Williamson County has its own plan list, separate from Travis County.

Local hospitals

Check these Austin hospitals against any plan's network

  • Dell Seton Medical Center
  • St. David's Medical Center
  • Ascension Seton Medical Center
  • Baylor Scott & White Round Rock

Networks change every January. Call your doctor's office and ask which Austin plans it will accept next year, then match that list against the plans you are comparing. Here is why: a plan directory can lag behind real contracts by weeks.

Coverage

Plan types sold in Austin

  • Medicare Advantage

    Bundled plans with a local network and a yearly cost cap. Plan lists differ across Travis County and Williamson County.

  • Medicare Supplement

    Works with any Austin doctor who accepts Medicare, plus doctors anywhere else in the country.

  • Part D drug plans

    Price your prescriptions at your Austin pharmacy. The 2027 out-of-pocket cap is $2,400.

  • Final expense insurance

    Small whole life policies that help your family with funeral and end-of-life costs.

Area served

Communities near Austin

We help people in Austin and nearby communities including Round Rock, Georgetown, Cedar Park, Pflugerville, San Marcos, Leander. Counties covered: Travis County, Williamson County, Hays County.

Free counseling in Texas

Health Information, Counseling and Advocacy Program (HICAP) offers free, unbiased Medicare counseling at 1-800-252-9240.

Austin Medicare questions

Which counties does Medicare help in Austin cover?
We help people across Travis County, Williamson County, Hays County, including Round Rock, Georgetown, Cedar Park, Pflugerville. Plan choices change at county lines, so we start with your ZIP code.
Will a Medicare plan in Austin cover my hospital?
It depends on the plan. Before you enroll, check whether your doctors at Dell Seton Medical Center or St. David's Medical Center sit in the plan's network. Original Medicare with a Medigap plan works with any provider that accepts Medicare.
When can I change my Medicare plan in Austin?
Annual Enrollment runs October 15 to December 7, with changes starting January 1. If you are in a Medicare Advantage plan, you can also switch once between January 1 and March 31. See all enrollment periods.
Where can I get free Medicare counseling in Texas?
HICAP, Texas's State Health Insurance Assistance Program, offers free counseling at 1-800-252-9240. Counselors there do not sell insurance.

Compare Austin plans for 2027

Annual Enrollment runs October 15 to December 7. Get a free side-by-side review of the plans sold in your Texas county.