2026 Medicare numbers
| Cost | 2026 | 2025 |
|---|---|---|
| Part B standard monthly premium | $202.90 | $185.00 |
| Part B yearly deductible | $283 | $257 |
| Part A hospital deductible (per benefit period) | $1,736 | $1,676 |
| Part A coinsurance, days 61 to 90 | $434 per day | $419 per day |
| Part A lifetime reserve days | $868 per day | $838 per day |
| Part D maximum deductible | $615 | $590 |
| Part D out-of-pocket cap | $2,100 | $2,000 |
| High-deductible Medigap Plan G deductible | $2,950 | $2,870 |
Part A premiums
Most people pay $0 for Part A because they or a spouse worked and paid Medicare taxes for at least 40 quarters, about 10 years. People with fewer quarters can buy Part A for a monthly premium.
Higher premiums for higher incomes
If your income two years ago was above $109,000 for a single filer or $218,000 for a joint filer, you pay more for Part B and Part D. This surcharge is called IRMAA. Social Security sets it from your tax return, and you can ask for a new decision if your income dropped because of retirement or another life change.
What to watch next
CMS usually announces 2027 Part B numbers in the fall. The 2027 Part D numbers are already set. See our 2027 changes guide.
Common questions
What is the Part B premium in 2026?
$202.90 a month for most people, up from $185.00 in 2025.
What is the Part B deductible in 2026?
$283 for the year.
Is the Part B premium taken out of Social Security?
Yes, for most people who get Social Security benefits. Others get a bill from Medicare.