Part D: higher cap, higher deductible
- Out-of-pocket cap: $2,400 in 2027, up from $2,100 in 2026. After you hit it, covered drugs cost $0 for the rest of the year.
- Maximum deductible: $700 in 2027, up from $615. Plans can charge less or none.
- Premium support ends: a temporary federal program that held down stand-alone drug plan premiums expires after 2026, so some premiums may rise.
Lower prices on negotiated drugs
Negotiated Medicare prices take effect in 2027 for the 15 Part D drugs selected for negotiation in 2025. If you take one of them, your costs may drop. Check your plan's 2027 drug list to see how it handles each one.
Telehealth stays in place
Congress extended Medicare's broader telehealth rules through December 31, 2027, so most people can keep seeing doctors by video from home next year.
Your 2027 checklist
- Read your Annual Notice of Change from your current plan.
- Check every prescription against next year's drug list and tier.
- Confirm your doctors and hospitals stay in network.
- Compare your plan's 2027 premium and out-of-pocket limit with other plans.
- Make any changes by December 7.
Want help with it? Request a free plan review.
Common questions
When will the 2027 Part B premium be announced?
CMS usually announces it in the fall, often in November. We will update this page when it is out.
Is Medicare Part D ending in 2027?
No. Part D continues in 2027, with a $2,400 out-of-pocket cap and a $700 maximum deductible.
Do I have to do anything if my plan is fine?
No. If you take no action, most people stay in their current plan. Still, read your Annual Notice of Change to be sure nothing important changed.