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Locations: Jacksonville, FL

Medicare and senior insurance help in Jacksonville

Jacksonville seniors often ask one question first: can I keep seeing my doctors at Mayo Clinic? Mayo's Florida campus sits on the city's south side, and network access varies a lot from plan to plan.

The city also has deep Navy roots, with NAS Jacksonville and Naval Station Mayport nearby. Military retirees here pair Medicare with TRICARE For Life, which requires Part B. St. Johns and Clay counties keep growing with retirees too, and each has its own plan list.

  • Medicare Advantage
  • Medicare Supplement
  • Part D drug plans
  • Final expense insurance
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Jacksonville tips

What Jacksonville seniors should check first

  • Mayo Clinic access

    If Mayo Clinic Florida matters to you, confirm network status for that exact plan before enrolling.

  • Navy retirees

    TRICARE For Life needs Part A and Part B. Most retirees with it skip Medigap.

  • Suburb counties

    St. Johns, Clay and Nassau counties each have their own plan options.

Local hospitals

Check these Jacksonville hospitals against any plan's network

  • Mayo Clinic Florida
  • UF Health Jacksonville
  • Baptist Medical Center Jacksonville
  • Ascension St. Vincent's

Networks change every January. Call your doctor's office and ask which Jacksonville plans it will accept next year, then match that list against the plans you are comparing. Here is why: a plan directory can lag behind real contracts by weeks.

Coverage

Plan types sold in Jacksonville

  • Medicare Advantage

    Bundled plans with a local network and a yearly cost cap. Plan lists differ across Duval County and Clay County.

  • Medicare Supplement

    Works with any Jacksonville doctor who accepts Medicare, plus doctors anywhere else in the country.

  • Part D drug plans

    Price your prescriptions at your Jacksonville pharmacy. The 2027 out-of-pocket cap is $2,400.

  • Final expense insurance

    Small whole life policies that help your family with funeral and end-of-life costs.

Area served

Communities near Jacksonville

We help people in Jacksonville and nearby communities including Orange Park, Ponte Vedra Beach, St. Augustine, Fernandina Beach, Atlantic Beach, Fleming Island. Counties covered: Duval County, Clay County, St. Johns County, Nassau County.

Free counseling in Florida

Serving Health Insurance Needs of Elders (SHINE) offers free, unbiased Medicare counseling at 1-800-963-5337.

Jacksonville Medicare questions

Which counties does Medicare help in Jacksonville cover?
We help people across Duval County, Clay County, St. Johns County, Nassau County, including Orange Park, Ponte Vedra Beach, St. Augustine, Fernandina Beach. Plan choices change at county lines, so we start with your ZIP code.
Will a Medicare plan in Jacksonville cover my hospital?
It depends on the plan. Before you enroll, check whether your doctors at Mayo Clinic Florida or UF Health Jacksonville sit in the plan's network. Original Medicare with a Medigap plan works with any provider that accepts Medicare.
When can I change my Medicare plan in Jacksonville?
Annual Enrollment runs October 15 to December 7, with changes starting January 1. If you are in a Medicare Advantage plan, you can also switch once between January 1 and March 31. See all enrollment periods.
Where can I get free Medicare counseling in Florida?
SHINE, Florida's State Health Insurance Assistance Program, offers free counseling at 1-800-963-5337. Counselors there do not sell insurance.

Other Florida locations

Compare Jacksonville plans for 2027

Annual Enrollment runs October 15 to December 7. Get a free side-by-side review of the plans sold in your Florida county.

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